Thursday, May 24, 2018

Imagine


This morning while I was baking a rhubarb pie, I thought about heaven.  Yes….rhubarb pie…specifically rhubarb custard pie…does cause me to think about heaven, which I assume will somehow be even better than rhubarb custard pie.

My mind then wandered to the contrast between “Imagine” by John Lennon and “I Can Only Imagine” by Mercy Me.  I am thinking that John Lennon, who didn’t want to believe in either heaven or hell, may well be in one of those locations.  I wonder if he would like to come back and rewrite his lyrics.

His song is beautiful musically and wistful, but I wish it was not a frequent selection used by high school chorus teachers.  It isn’t wise to have young people believing that there is no heaven or hell, and therefore, no eternal consequences.  Lennon apparently believed that peace and harmony can only be achieved when there is no religion.  There is plenty in our world today to support the idea that we would be better without “religion,” since terrible things are done in its name.  But religion is not the same as relationship.  We need for there to be a God who loves us and who provides a standard for our conduct, a value system to guide us.  Without Him, we are just left with a vague hope in something that will not be brought about by human effort.  We as a human race have been trying to bring about peace for millennia without success.

The writer of “I Can Only Imagine” is not wistful….he is awe-struck, and appropriately so.  How can the human mind wrap itself around the idea of coming face to face with an all-powerful creator who sustains the universe?  The only reasonable response is worship.

You have a choice about this.  You can worship him now by choice or at some point in the future of necessity, but at that point, it will be too late to experience heaven.  It won’t matter whether you have believed in it or not.

Be careful what you imagine.



Wednesday, May 9, 2018

Medical Costs-Part II


A family member, who lives near me, is currently visiting in another upstate New York city.  She has encountered a medical problem, called the doctor, and was prescribed a needed medication.  She is low income and her health coverage has lapsed.  She has been trying for over a month to straighten out the problem and get it reinstated.  The bureaucracy can’t get out of its own way and accomplish anything in a reasonable time period.  So, she does not have coverage for the medication and does not have money to pay for it.  She called me.  I agreed to call the pharmacy and use my credit card, so she could get the medication started as soon as possible.

Oh, boy….

The drug store where she is currently visiting does not have the medication.

The drug store here in town does not have the medication, so she does not have the option of getting it here when she returns tomorrow.

She is passing through another small city on the way home, and it has a drug store that is part of the same upstate New York chain as the other stores.  She can stop there on her way back home tomorrow.  They have the medication and when she talked with me, they had told her they would fill the prescription generically as it is quite expensive.

Even the generic sounded ridiculously expensive to me.  This is an old medication.  I remember giving it over 50 years ago when I was in nursing school.  I got online and looked up the cost.  I discovered I could sign her up for a discount card at drugs.com.  I called her and told her what I was doing.  She said the doctor had only prescribed 4 pills.  I determined that with the discount card the cost should be $38.

I called the pharmacy and was about to cheerfully give my credit card number when I was told the 4 pills would cost $260.  What?????

It turns out she had not been quoted the correct price.  They have only the name brand medication ….there is no generic available.

The brand name costs $260.

The generic with no discount card is $106.

The generic with discount is $38.

But since there is no generic available in any of the three cities that are possible places to obtain the drug, we are stuck with paying the $260.  She NEEDS the medication.  I am concerned that she can’t obtain it until tomorrow.  I talked to her about the issue and tried to impress that if the problem becomes severe, she should go to an ER.  I’m thinking a hospital might actually have the medication.

In regard to the unavailability of the generic, the pharmacist explained to me that many generic drugs are actually manufactured in Puerto Rico.  Since the hurricane devastation, these facilities are out of business.  I’m sure it isn’t possible to produce medications reliably with no power and no clean water.

If she keeps the receipt, she should be able to submit the cost once her insurance is reinstated, but I will have already paid the brand name price, not the agreed upon insurance price.

The pharmacy claims they only make about $4 on this prescription.  How can this be?  I understand when NEW medications cost a lot, because you are helping pay for the research and development, but this medication was not new when I was giving it to patients over 50 years ago.

What do people do who can’t call Grandma Ruthie?



Monday, May 7, 2018

Some Thoughts on Medical Costs


I did something stupid at 3 AM on Sunday.  I heard a sound I could not identify and decided to get out of bed and explore the house.  In retrospect, I’m pretty sure the noise was coming from outside through the open bedroom window.  But, I wasn’t sufficiently convinced of that to stop my exploration.  Finding nothing amiss on the main floor, I decided to check out the lower level…we did just get a new furnace.

I must have stepped off the top step as I reached for the light switch, and the next thing I knew I had tumbled down two steps to the landing that goes into the garage.  Both of my ankles rolled, and I heard a snapping sound first in the left one and then in the right.  My husband heard me cry out and came running to pick me up.

First decision:  Do I go to the ER in the middle of the night or do I crawl back into bed?  Is this a life-threatening situation?  No…it is not.  Can I bear weight?  It is painful, but I can hobble back to bed.  Is anything to be gained by rushing to the ER now as opposed to evaluating the situation in the light of day?  Nothing…except a whole lot of expense!  Seeking care at an ER when you could receive the same care at a doctor’s office or urgent care is a bad financial decision.  You may argue, “But, I have insurance.”  Right, but you pay for that insurance, and choosing to use a more expensive type of care does effect what we pay in the long run.

So in the morning, I still had pain on weight-bearing and with flexion, extension and toe-curling.  But, it was Sunday.  Can I wait until tomorrow?  Sure.  I will take some naproxen and spend the day with my feet up.  Once again…this is not a life-threatening situation.  If you are having chest pain, for goodness sake, go to the ER!  In fact, call an ambulance to get there.

Today I went to an orthopedic doctor and had X-rays.  There wasn’t much choice about that.  The evaluation was necessary.  No fractures showed up on the X-rays, but the doctor said both ankles were sprained and ordered a brace.  She suggested that I could get one brace and alternate back and forth between the two ankles or get two braces.  I was told they would call my insurance company….it will only take a few minutes….and a nurse would come back with the brace. 

Several issues emerged.  They were short-staffed and unable to make the call right away.  Could I come back and get the brace later in the day.  In the process of trying to decide that, I asked how much the brace was going to cost.  I have seen ankle braces in drug stores for less than $30, and we would pass a drug store on the way home.  The answer:  $125.  What?!  Can I see the brace?  Sure.  It had quite a bit to it….laces, Velcro straps, plastic stays in the side to stabilize the ankle…but still….$125? 

The nurse then suggested she could give me a paper prescription and I could take it to a drug store or medical supply company.  That struck me as a good idea, because I could comparison shop.  When she gave me the paper prescription, it specified a left ankle brace.  So…if the right and left are different, how am I going to alternate back and forth?

We stopped at a drug store on the way home.  They did not have the specific brace prescribed but had one for $17.99.  I figured that was good enough for the ankle that was the least injured, so I got it.  My husband suggested that I wear it on the most injured side for a bit and see if it helped adequately.  If it did, he would go back and get a second one.  I decided it didn’t support well enough for the more injured ankle, but it was fine for the lesser injured ankle.  Then I started to make phone calls.

One orthopedic supply business had them in stock, but they would cost $94 and I would have to pay it and try to bill the insurance company myself.

Another medical supply business, had them in stock, but did not participate with my insurance.  However, I could buy one for $45.

A third place, a drug store, admitted that they bill insurance companies a bit over $100 for the brace, and would sell it to me for $95 dollars if I came in with a prescription, but have the identical thing on a rack out in the store for $45.  No prescription required.

I suppose most people would obtain this brace in some way that guarantees the insurance company is billed.  I paid the $45 because I can’t stand the rip-off of the same item being billed for as much as $125.  Of course, I wouldn’t have known any of this except that the doctor’s office was too short staffed to get the authorization immediately.  That is the only thing that caused me to start asking questions.

I am certain this sort of thing happens all the time.  Medical care costs way more than it needs to cost.  We are not wise consumers.  Why on earth would you pay $125 for anything you can get for $45?




Friday, April 20, 2018

The Cure for Anxiety


no good thing will he withhold from them that walk uprightly…Psalm 84:11

I see so many people with anxiety over various things they think they desperately need….a car, a house, a different job, a smart phone, a game system, a drink, a romantic partner.  That desperation is a pathology.  It is not wrong to have goals in life and work toward them.  Some of those goals might very well be acquiring material things or a relationship with someone, but anything that is more important to us than our relationship with God is an idol, and it is wrong…W-R-O-N-G!  That sick attitude causes people to lie, cheat and attempt to manipulate outcomes to gain their purposes.  It causes poor decisions.  We humans never know all the factors with which we are dealing.  We don’t know what will happen tomorrow.  Our decision-making process is crippled by these limitations.

If we love God with all our heart, soul and mind, and we are developing our relationship with him, we don’t need a single thing, and we can rely on Him to plan our future.  He has promised us that if our focus is right, He will see to it that we have every GOOD thing.  That does not mean everything we desire, but it truly does mean everything that is actually good for us.

Those of us who have attempted to live this way can testify that we have wanted some things, NOT gotten them, and then later discovered that we ended up with something far better than what we thought was so important.  Sometimes putting God’s will first has saved us the trouble and sorrow our desire would have caused had we obtained it.

How does one go about convincing someone else of that?

I can share that God has done this in my life, but I know I can’t talk anyone else into it.  This is where faith comes in.  By some miraculous combination of our faith and God’s grace, we step out into life believing that because He made us, He knows what we need and will provide it.  He is God and will keep His promises.  I have been relying on His promises for 65 years, 5 months and 18 days of my 73 years minus 4 days. 

If you, then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him! 
Matthew 7:11



Monday, April 16, 2018

On a Dull Gray Day


The neutral banality of our days,
Lulls us into a monotonous routine.
We fall into habits which become ruts.
Time rolls along with little fluctuation.
We do not live in anticipation.

All unknown to us, change is taking place.
Behind the scenes, with only subtle clues,
Earth-shattering events are being planned.
Giant puzzle pieces are falling into place.
We are oblivious.

Until….
Lightning strikes.
The wall comes down.
The towers fall.
Cancer happens.
A loved one dies.
A volcano erupts.
The dam breaks.
Our world ends…or
The world ends.

The sky rips from east to west.
A trumpet sounds, and He returns to reign.
Unexpected on a routine day,
A gray nothing sort of day is electrified,
And bursts into a full spectrum of radiance.

Will we be caught off-guard….empty-handed?




Tuesday, April 10, 2018

To Infinity and Beyond


This morning, I was pondering the fact that every child is unique.  My father used to say that the trouble with parenting is that you are always an amateur.  Each child presents unique challenges, as well as times of joy and pride.  As I followed this rabbit trail in my mind, I ended up smiling over the following story.

One night when my son was about six years old, he called out to me shortly after he had gone to bed.

“Mom, would you come and lay down with me for a few minutes?”

As I laid down, I could feel the tension…the agitation…in his body.

He immediately began to talk.  “Now, Mom, I know that a thousand has three zeroes, a million has six, and a billion has nine, but what comes after that?”

“A trillion has twelve,” I replied.

“But, Mom, what comes after that?”

“A quadrillion has fifteen.”

“But, Mom, what comes after that?”

Ah, I thought…this poor child has figured out that no matter how big the number, you can always add another zero.  Numbers go on infinitely, but how could one possibly learn an infinite number of words to describe them?

I said, “Oh, sweetheart, please don’t worry about this.  There is something called the powers of ten that makes this easy.  Ten has one zero, so it is the first power of ten or we can say ‘ten to the first.’  One hundred has two zeroes, so that is ten to the second.  One thousand has three zeroes, so….”

He interrupted me, “And so on?”

“Yes, and so on.”

He sighed with relief, “Oh, thank you!”

I could feel his body relaxing as we lay there side by side.  Within sixty seconds, the deep breathing of sleep began.

I stayed there for a few minutes, smiling up at the ceiling, and thinking about what had just happened.

How does a child that age even think of such a thing?  What other concepts is he exploring?  

Twenty-five years have passed.  The child is now a senior software engineer at a major tech firm.  The project he works on is used by over a billion….yes, that is nine zeroes….people.  Sometimes he talks to me excitedly about what he is currently doing, and I am the one struggling.

“Oh….I wish I understood this well enough to just ask one intelligent question!”

Compared to my mind, his has gone to infinity and beyond.  Isn’t that what we hope for as parents?  That our children will surpass us?  That they will travel new roads….paths we may have never even imagined?



Wednesday, April 4, 2018

Short Term Pleasure-Long Term Misery


I don’t know his name, but I see him frequently standing on the same corner, and I know why he is there.

He is a maintenance worker for the school district, and no smoking is allowed on school property.  I don’t know how many times a day he does it, but he walks across the street from the maintenance facility and stands out in the cold smoking.  He is slender and past middle age, and he actually looks rather miserable shivering there with his cigarette.

I feel sorry for him.  I don’t know if he defiantly refuses to quit smoking, or if he is too addicted to escape the clutches of nicotine.  I wonder how far he is from emphysema or lung cancer.  As a nurse, I have seen people die of these diseases.  Some of them have insisted that it was not related to cigarettes.  I know of those who have quit smoking and a few years later died of lung cancer, because it was too late.  One of my own uncles always said he could quit any time and would if he ever needed to do so.  He developed lung cancer and did quit, but it was too late to save his life.  I had a neighbor whose COPD was so bad that he could no longer walk from the garage to the house without stopping to lean on the fence and rest, but he thought all those studies linking his condition to cigarettes were falsified.

I have never in my life smoked a single cigarette, but I do not feel self-righteous about this.  The idea of holding and manipulating a cigarette is actually attractive to me.  I grew up around it, and it seems like a perfectly normal thing.  I wish there was a type of cigarette that could be smoked that was beneficial.

I also recognize that I am not free from the risk of lung cancer.  Recent studies show an increased likelihood of lung cancer in those who have been exposed to cigarette smoke while their lungs were developing.  At one point in my life, I lived with five…yes, that is five…smokers who smoked in the house. 

I was born in 1945 and my Dad was in France fighting in World War II.  My mother and I lived with her parents.  When the war ended, it took men some time to find jobs and become reestablished, so we continued to live with my grandparents, as did all three of my mother’s brothers.  My three uncles, my Dad and my Grandfather all smoked. 

For the first 7 years of my life, we moved in and out of my grandparents’ home.  My mother was bedridden during a pregnancy, and we moved back in with them, so Grandma could care for my Mother.  Grandma had some illnesses, and we moved back in, so Mom could take care of her.  We lived with them when we were between homes.  We moved out for good when I was six, and my Dad smoked until about the time of my seventh birthday.  My developing lungs were exposed to a cloud of carcinogens for the first seven years of my life.

All of these smokers in my life professed great love for me, and I don’t doubt that love.  The dangers of smoking were not clearly understood in the 1940s and 50s.  Although they are understood now, many people are trapped.  Some don’t care.  Some shiver in the cold clutching the nail to their own coffin or their child’s.

Cigarettes= short term pleasure and long term misery.